Medicare Being Saved by the Inertia of Altruism
Thursday, May 20th, 2010A Houston Chronicle news clip announces: “Texas Doctors Opting Out of Medicare at Alarming Rate.” Though the total number of doctors who are opting out of the Medicare system is small in magnitude, the rate as measured from previous years is alarming. Rearranged as a table, here are the data for the state of Texas:
| Year |
Opt-Outs |
| 1998 |
3 |
| 2002 |
3 |
| 2006 |
6 |
| 2007 |
70 |
| 2008 |
151 |
| 2009 |
135 |
| 2010 |
200 |
The numbers, however, only show one side of the issue. They show only those doctors who have made the decision to opt out. They do not show how many are contemplating it. According to a recent poll conducted by the Texas Medical Association, four in 10 doctors are considering the option.
Only four in 10! The only logical reason these four and the other six–all the doctors–have not left the Medicare system is that they are still motivated by altruism. Over and above their usual benevolence, it is altruism that is keeping doctors from exiting the government-run health care system.
Altruism, the moral doctrine that one’s action is judged moral only to the extent that it benefits others, is their controlling motive. Doctors, like anyone else, want to act morally. However, their morality has pitted them with a dichotomy: Stay with Medicare to help others and be moral, or opt-out to survive and be immoral. For these doctors, at least for now, the inertia of altruism is tugging them to stay with Medicare.
One can see how painful emotionally this moral tug is. Here is Dr. Guy Culpepper, a Dallas-area family practice doctor who opted out in March of this year: “I’ve been in practice 24 years, and a lot of my patients got old right along with me. It’s stressful to tell them you’re leaving Medicare and they’re responsible for payments if they want to stay with you. You feel like you’re abandoning them.”